At WhatsMySavings.com ("we," "our," or "us"), we take your privacy seriously. This Privacy Policy explains how we collect, use, disclose, and protect your information when you visit our website.
1. Information We Collect
Automatically Collected Information
When you visit our website, we automatically collect certain information about your device and browsing activity, including:
- Log Data: IP address, browser type and version, operating system, pages viewed, time spent on pages, referring website
- Device Information: Device type (desktop, mobile, tablet), screen resolution, and general location (country/city level based on IP address)
- Cookies and Tracking Technologies: Information collected through cookies, web beacons, and similar technologies
Calculator Data
Important: We do NOT collect or store any financial information you enter into our tax calculator, including:
- Income amounts
- Tip income
- Overtime pay
- Car loan interest
- Age or demographic information
- Filing status
All calculator operations are performed entirely within your web browser using JavaScript. No financial data is transmitted to our servers or any third parties.
2. How We Use Your Information
We use the automatically collected information for the following purposes:
- Website Analytics: To understand how visitors use our site and improve user experience
- Site Performance: To monitor and improve website functionality and load times
- Security: To detect and prevent fraud, abuse, and security incidents
- Advertising: To display relevant advertisements through Google AdSense
3. Third-Party Services
We use the following third-party services that may collect information about you:
Google Analytics
We use Google Analytics to analyze website traffic and user behavior. Google Analytics uses cookies to collect information such as:
- How you found our site
- Which pages you visited
- How long you stayed on each page
- Your general geographic location
You can opt out of Google Analytics by installing the Google Analytics Opt-out Browser Add-on.
Learn more about how Google uses data: Google Privacy & Terms
Google AdSense
We use Google AdSense to display advertisements on our website. Google and its partners use cookies to:
- Serve ads based on your prior visits to our website or other websites
- Measure ad effectiveness
- Prevent ads you've already seen from appearing too frequently
You can customize your ad preferences or opt out of personalized advertising by visiting Google Ad Settings.
4. Cookies
We use cookies and similar tracking technologies to improve your browsing experience. Cookies are small text files stored on your device.
Types of Cookies We Use:
- Essential Cookies: Required for basic website functionality
- Analytics Cookies: Help us understand how visitors interact with our site (Google Analytics)
- Advertising Cookies: Used to display relevant ads (Google AdSense)
Managing Cookies:
You can control cookies through your browser settings. Most browsers allow you to:
- View and delete cookies
- Block third-party cookies
- Block all cookies
- Clear cookies when you close your browser
Note that disabling cookies may affect website functionality.
5. Data Security
We implement reasonable security measures to protect the information we collect:
- HTTPS Encryption: All data transmitted between your browser and our servers is encrypted using SSL/TLS
- Secure Hosting: Our website is hosted on secure, reputable platforms
- Limited Data Collection: We only collect information necessary for website operation
However, no internet transmission is 100% secure. While we strive to protect your information, we cannot guarantee absolute security.
6. Children's Privacy
Our website is not intended for children under 13 years of age. We do not knowingly collect personal information from children under 13. If you believe we have inadvertently collected information from a child under 13, please contact us immediately.
7. Your Privacy Rights
Depending on your location, you may have certain rights regarding your personal information:
- Access: Request access to the personal information we hold about you
- Correction: Request correction of inaccurate information
- Deletion: Request deletion of your personal information
- Opt-Out: Opt out of certain data collection and advertising
To exercise these rights, please contact us using the information below.
8. California Privacy Rights (CCPA)
If you are a California resident, you have additional rights under the California Consumer Privacy Act (CCPA):
- Right to know what personal information is collected
- Right to know if personal information is sold or disclosed
- Right to opt out of the sale of personal information
- Right to deletion of personal information
- Right to non-discrimination for exercising CCPA rights
9. European Privacy Rights (GDPR)
If you are located in the European Economic Area (EEA), you have rights under the General Data Protection Regulation (GDPR), including:
- Right to access your personal data
- Right to rectification of inaccurate data
- Right to erasure ("right to be forgotten")
- Right to restrict processing
- Right to data portability
- Right to object to processing
10. Do Not Track Signals
Some web browsers have "Do Not Track" (DNT) features. Currently, our website does not respond to DNT signals. However, you can control tracking through your browser settings and third-party opt-out tools.
11. External Links
Our website may contain links to external websites, including:
- IRS.gov
- Tax Foundation
- Government resources
We are not responsible for the privacy practices of external websites. We encourage you to review their privacy policies before providing any personal information.
12. Changes to This Privacy Policy
We may update this Privacy Policy from time to time. Changes will be posted on this page with an updated "Last Updated" date. We encourage you to review this policy periodically.
Significant changes will be prominently noted on our website.
13. Contact Us
If you have questions or concerns about this Privacy Policy or our privacy practices, please contact us:
Website: whatsmytaxsavings.com
Email: privacy@whatsmytaxsavings.com
14. Consent
By using our website, you consent to this Privacy Policy and agree to its terms.